Quiz - Week 6 : Injustice & Redlining

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7 questions

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Quiz on redlining and the lasting effects on black and brown communities

The following quiz is based on our study of injustice and redlining | Study last weeks GoFormative to prepare for the quiz. 

Redlining disproportionately affected:

Affluent and predominantly white neighborhoods

Middle-class and suburban populations

Minority and low-income communities

Rural communities and agricultural areas

Equal opportunity in housing and lending practices

Effective urban planning and resource allocation

Economic injustice and discrimination

Social equality and fair access to resources

Red paint on buildings in a specific neighborhood

A type of sport played primarily in urban areas

Systematic denial of loans or insurance based on location

A form of urban planning that encourages mixed-use development

Strengthen local economies and increase property values

Segregate neighborhoods based on race and income level

Improve access to affordable housing for all residents

Promote diversity and integration within communities

Money that can only be given out by banks and financial institutions.

It is borrowed money that does not necessarily need to be paid back.

It is borrowed money that has to be paid back at some point. 

It is borrowed money that must be paid back within 7 days. 

Can require collateral in order to qualify in some cases. 

Can have an impact on your credit score

Being charged a higher interest rate for a bank loan based on the neighborhood you are buying a home in.
Being denied a loan because of your race
Applying for a loan
Buying a home on the south side of Chicago
Only being shown homes in specific neighborhoods based on your race.

Redlining disproportionately affected:

Affluent and predominantly white neighborhoods

Middle-class and suburban populations

Minority and low-income communities

Rural communities and agricultural areas

Redlining is an example of:

Equal opportunity in housing and lending practices

Effective urban planning and resource allocation

Economic injustice and discrimination

Social equality and fair access to resources

Redlining refers to:

Red paint on buildings in a specific neighborhood

A type of sport played primarily in urban areas

Systematic denial of loans or insurance based on location

A form of urban planning that encourages mixed-use development

The practice of redlining was primarily used to:

Strengthen local economies and increase property values

Segregate neighborhoods based on race and income level

Improve access to affordable housing for all residents

Promote diversity and integration within communities

Select all choices below that are true about loans.

Money that can only be given out by banks and financial institutions.

It is borrowed money that does not necessarily need to be paid back.

It is borrowed money that has to be paid back at some point. 

It is borrowed money that must be paid back within 7 days. 

Can require collateral in order to qualify in some cases. 

Can have an impact on your credit score

Drag each of the following actions below into the correct category. 

Being charged a higher interest rate for a bank loan based on the neighborhood you are buying a home in. 

Being denied a loan because of your race

Applying for a loan

Buying a home on the south side of Chicago

Only being shown homes in specific neighborhoods based on your race. 

Act of Redlining

Not an act of Redlining

The percent of Non-Hispanic White families that own homes in St. Louis is higher than the percent of Black families in 2008.

In 2004 Homeownership began amongst African Americans began to rise.

Homeownership among Pacific Islanders has increased in St. Louis since data began being collected. 

Homeownership amongst Black and Hispanic or Latin families was basically the same until shortly after 2004.

Non-Hispanic White families have maintained a rate above 70% since 1996. 

Select all statements that are FALSE based on the chart. 

The percent of Non-Hispanic White families that own homes in St. Louis is higher than the percent of Black families in 2008.

In 2004 Homeownership began amongst African Americans began to rise.

Homeownership among Pacific Islanders has increased in St. Louis since data began being collected. 

Homeownership amongst Black and Hispanic or Latin families was basically the same until shortly after 2004.

Non-Hispanic White families have maintained a rate above 70% since 1996. 