Exit Ticket (11.6, 11.7, 11.8)

A mutual fund always pays out higher dividends than an individual stock

A mutual fund has a target date to be sold, so you can pay less attention to changes in the market

A mutual fund is diversified, so your investment is lower risk

A mutual fund is actively managed, resulting in lower overall fees

Management fees and expense ratios

Diversification across asset classes

Companies held by the fund

Length of the fund fact sheet

A government bond, An ETF tracking the technology sector, an individual stock, an index fund tracking the S&P 500

A government bond, an index fund tracking the S&P 500, an ETF tracking the technology sector, an individual stock

An index fund tracking the S&P 500, an ETF tracking the technology sector, a government bond, an individual stock

An index fund tracking the S&P 500, a government bond, an individual stock, an ETF tracking the technology sector

Your time horizon and risk tolerance

Your net worth

How much investing experience you have

The amount of debt you have

Dollar-Cost Averaging

Socially Responsible Investing

Active Investing

New York Stock Exchange

Used for retirement savings

Typically no capital gains tax

Limits on how much you can invest

No penalties for withdrawing your money

Social Security

Pension Income

Government loan

Investment Income

The majority of employers offer pension plans for workers

Most Americans are able to retire at their full retirement age

Many people may need to invest to build wealth and to support themselves in retirement

Many retirees are able to support themselves on Social Security payments alone

The current balance in their checking account

How much money they expect to receive through Social Security

What age they plan to retire

The lifestyle they want to lead in retirement