Exit Ticket 13.1, 13.2, & 13.3

The initial payment made to purchase an insurance policy

The amount paid by the insured to the insurance company for coverage

The deductible applied before insurance coverage begins

The maximum amount the insurer is liable to pay for a claim

Comprehensive coverage

Risk management

Risk pooling

Premium collection

No one -- they exist only in the market economy with no regulation

Local governments

The federal government

State governments

A senior citizen enrolled in a government-sponsored Medicare plan

Someone covered by a high-deductible health plan with no employer contribution

A low-income individual eligible for Medicaid coverage

An uninsured individual paying out-of-pocket for medical services

If you sign up for one, you'll get a discount on your deductible through the Federal government

You can use pre-tax dollars to pay for out-of-pocket healthcare expenses

The year after you sign up for an account, you are offered plans with discounted premiums

You can move any leftover money once the year is done to your checking account to cover other expenses

Household size

Pre-existing medical conditions

Age

Income

Premiums are often lower because your employer is paying part of the bill for you

Higher premiums

Limited coverage options

Employer contribution toward premiums

Each state has its own healthcare marketplace

You can choose to use either the state or Federal healthcare marketplace, depending on which one offers you the better plans

Many states participate in the Federal healthcare marketplace; those that don't have their own marketplace

All Americans must get their insurance through the healthcare marketplace

Hospitalization expenses

Routine doctor visits

Vision care

Physical therapy sessions