How Health Insurance Works
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Last updated over 1 year ago
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| Draggable item | arrow_right_alt | Corresponding Item |
|---|---|---|
Deductible | arrow_right_alt | Amount paid out of pocket before insurance coverage kicks in |
Out-of-pocket maximum | arrow_right_alt | Amount paid for insurance coverage |
Premium | arrow_right_alt | Fixed amount paid at the time of service |
Copayment | arrow_right_alt | Maximum amount an insured person has to pay in a year |
| Draggable item | arrow_right_alt | Corresponding Item |
|---|---|---|
HMO | arrow_right_alt | Restricts coverage to a network of doctors and hospitals |
PPO | arrow_right_alt | Offers a wider choice of providers, but at a higher cost |