U2 Ch2: Online Banking and Analyzing Data (2025)

Last updated 11 months ago

52 questions

Section 1: Online and Mobile Banking

Section 2: Peer-to-Peer Transfers and Digital Wallets

Section 3: Linear Regressions in Banking

Section 4: 5 Point Quiz

Section 5: Apply It

U2 Ch2: Online Banking and Analyzing Data (2025)

Last updated 11 months ago

52 questions

Section 1: Online and Mobile Banking

Which 3 mobile banking features do consumers consider to be critical?

What percentage of consumers rated depositing checks as an “important” or “critical” feature?

Which feature is the least important to consumers? Why might that be the case?

Maha looks at this graph and says: “This survey shows that Americans really care about the security of their bank account” Do you agree or disagree with Maha’s conclusion? Explain your reasoning.

How do you think this data would look if it only looked at how Gen Z uses mobile banking? Why?

Read the article, then answer the questions below.

Article Link

In your own words, how does one get set up to use online bill pay?

Picture yourself moving out living on your own or maybe with a roommate, and going to school or working your first full-time job. List four different people or companies you might want to pay using online bill pay.

This next activity will take about 30 minutes.  Do not skip the directions on the docs in between the questions - they tell you how to access the info!

Click the link here and follow the steps to access the info.  This is FAKE BANKING INFORMATION don't use any of your real info, passwords, etc. 

"Pay yourself first" means set aside savings before spending!

Section 2: Peer-to-Peer Transfers and Digital Wallets

Peer to Peer means person to person and is often abbreviated P2P

Read the article, then answer the questions below

Peer to Peer Article Link

Summarize how the P2P payment process typically works.

Which of NerdWallets safety recommendations do you think is MOST important for protecting your money when using P2P apps? Why?

If you’re not careful, it can become costly to use P2P payments. Name at least 3 ways you could LOSE money using person-to-person apps.

Watch the video, then answer the questions below

Apple Pay VP video

What is the difference between Apple Pay and Apple Pay Cash?

What prevents someone who randomly picks up your phone from sending money to themselves using a messenger-based payment?

Where is the Apple Pay Cash recipient’s money stored?

What else can a digital wallet be used for?

Do you think Apple will eventually meet their goal of becoming a replacement for a physical wallet? Why or why not?

Watch the video, then answer the questions below:

Technology behind Apple Pay etc. Video

What is the technology that allows these devices to work?

How do Samsung devices allow MORE access than the other two phone manufacturers?

If you’re at the grocery store, how is checking out with one of these mobile payment methods different from paying with a traditional credit card?

What does it mean to “authenticate” your payment? How do these payment systems authenticate?

Read the article and answer the questions below

Online Security Tips

Section 3: Linear Regressions in Banking

Link to Video Walkthrough for this activity

Link to Desmos

Did you follow the steps above to get to this screen?

Enter a screenshot of your Desmos in the show your work box

Hint: x=12

Section 4: 5 Point Quiz

5 Point Quiz

This 5 pt quiz will be about online and mobile banking, as well as scatter plots and linear regressions. 

There will be three 1pt questions, two 2 pt questions, and two 3 pt questions.  You need to complete a total of 5 points.  

Message Mrs. B when you are ready for it.

Link (won't work until Mrs. B unlocks it for you)

Section 5: Apply It

10 point graded assignment

The Apply It worksheets will be about linear regressions.

Message Mrs. B when you are ready for it.

Link (Won't work until Mrs B unlocks it for you)

U2 Ch2: Online Banking and Analyzing Data (2025)

U2 Ch2: Online Banking and Analyzing Data (2025)

Which 3 mobile banking features do consumers consider to be critical?

What percentage of consumers rated depositing checks as an “important” or “critical” feature?

Which feature is the least important to consumers? Why might that be the case?

Maha looks at this graph and says: “This survey shows that Americans really care about the security of their bank account” Do you agree or disagree with Maha’s conclusion? Explain your reasoning.

How do you think this data would look if it only looked at how Gen Z uses mobile banking? Why?

In your own words, how does one get set up to use online bill pay?

Picture yourself moving out living on your own or maybe with a roommate, and going to school or working your first full-time job. List four different people or companies you might want to pay using online bill pay.

This next activity will take about 30 minutes. Do not skip the directions on the docs in between the questions - they tell you how to access the info!

"Pay yourself first" means set aside savings before spending!

Summarize how the P2P payment process typically works.

Which of NerdWallets safety recommendations do you think is MOST important for protecting your money when using P2P apps? Why?

If you’re not careful, it can become costly to use P2P payments. Name at least 3 ways you could LOSE money using person-to-person apps.

What is the difference between Apple Pay and Apple Pay Cash?

What prevents someone who randomly picks up your phone from sending money to themselves using a messenger-based payment?

Where is the Apple Pay Cash recipient’s money stored?

What else can a digital wallet be used for?

Do you think Apple will eventually meet their goal of becoming a replacement for a physical wallet? Why or why not?

What is the technology that allows these devices to work?

How do Samsung devices allow MORE access than the other two phone manufacturers?

If you’re at the grocery store, how is checking out with one of these mobile payment methods different from paying with a traditional credit card?

What does it mean to “authenticate” your payment? How do these payment systems authenticate?

Did you follow the steps above to get to this screen?

Enter a screenshot of your Desmos in the show your work box

Hint: x=12

Which 3 mobile banking features do consumers consider to be critical?

What percentage of consumers rated depositing checks as an “important” or “critical” feature?

Which feature is the least important to consumers? Why might that be the case?

Maha looks at this graph and says: “This survey shows that Americans really care about the security of their bank account” Do you agree or disagree with Maha’s conclusion? Explain your reasoning.

How do you think this data would look if it only looked at how Gen Z uses mobile banking? Why?

In your own words, how does one get set up to use online bill pay?

Picture yourself moving out living on your own or maybe with a roommate, and going to school or working your first full-time job. List four different people or companies you might want to pay using online bill pay.

This next activity will take about 30 minutes. Do not skip the directions on the docs in between the questions - they tell you how to access the info!

"Pay yourself first" means set aside savings before spending!

Summarize how the P2P payment process typically works.

Which of NerdWallets safety recommendations do you think is MOST important for protecting your money when using P2P apps? Why?

If you’re not careful, it can become costly to use P2P payments. Name at least 3 ways you could LOSE money using person-to-person apps.

What is the difference between Apple Pay and Apple Pay Cash?

What prevents someone who randomly picks up your phone from sending money to themselves using a messenger-based payment?

Where is the Apple Pay Cash recipient’s money stored?

What else can a digital wallet be used for?

Do you think Apple will eventually meet their goal of becoming a replacement for a physical wallet? Why or why not?

What is the technology that allows these devices to work?

How do Samsung devices allow MORE access than the other two phone manufacturers?

If you’re at the grocery store, how is checking out with one of these mobile payment methods different from paying with a traditional credit card?

What does it mean to “authenticate” your payment? How do these payment systems authenticate?

Did you follow the steps above to get to this screen?

Use the linear model (equation) to estimate the value when x = 12

Enter a screenshot of your Desmos in the show your work box

Hint: x=12

Use the linear model (equation) to estimate the value when x = 12