Wk 35: Unit 11 Test SENIORS ONLY

Regularly review and cancel subscriptions that aren't used

Track subscription use over five years to identify unused services

Subscribe to additional services to discover necessary ones

Let subscriptions expire since companies are banned from auto-renewals

Rate and review items their audience is likely to purchase

Co-create products with followers

Motivate followers to save rather than spend

Advocate for reusing and recycling home items

The YEAR the laptop was made

REVIEWS from other consumers

The QUALITY of the laptop

The PRICE of the laptop

Social Proof

Authority

Blackmail

Scarcity

Most identity theft results in major financial losses

Several large companies have experienced breaches leaking consumer data

Identity theft reports have dropped sharply over the past decade

Teenagers are never victims of identity theft

Showing ads for products consumers previously viewed

Reducing ad frequency to prevent consumer fatigue

Focusing only on first-time website visitors

Marketing only through physical retail locations

The IRS threatens arrest without written warning

The IRS texts from an unknown number

The IRS calls demanding immediate payment

The IRS mails a formal letter to the home address

Shopping only during major sales

Choosing the most convenient product

Purchasing products from companies with Fairtrade practices

Buying trending products from social media

A mobile app uses green buttons inconsistently to confuse users

An ad with fake dust to trick clicks

A hotel website emphasizing missed deals to pressure booking

A site signs you up for a paid plan that's difficult to cancel

Products always become unavailable after the new year

Holiday sales can lead to major savings

Discounts disappear during holidays

Prices rise as the year progresses

A price tag showing total final cost

A hotel service charge not disclosed upfront

A grocery discount for meeting a spending minimum

A posted annual gym membership cost

Budgeting and tracking spending from social media purchases

Checking social media accounts constantly throughout the day

Unfollowing accounts encouraging overspending

Adding desired purchases to a wish list instead of buying instantly

Locks your credit info for ten years but remains available to lenders

Deletes all credit cards from your record

Blocks new accounts from being opened in your name

Hides new credit accounts but leaves old ones visible

Research brands using sustainable materials and fair labor

Buy the sneakers trending on Instagram

Pick the sneakers repeatedly advertised online

Choose synthetic sneakers because they are longer lasting

A scam where lower-level recruits’ money flows to those at the top

A scam selling products that are never delivered

A scam hacking social media, bank, and email accounts

A scam using groups of three purchases to avoid suspicion

Set up Two-Factor Authentication

Freeze or flag his credit file

Report identity theft to the FTC

Wait 90 days before contacting authorities

Authority

Social Proof

Liking

Scarcity

Vacation experiences

Food and beverages

Clothing and accessories

Electronics

Pretending to be a recruiter contacting friends and family

Tricking you into sharing information via email or text

Buying stolen data on the dark web

Stealing mail from your trash

Guaranteeing every important feature in a product

Enrolling in a store’s reward program automatically

Receiving a bonus discount from the store

Finding a product that fits your budget better

The message demands action within an hour

The message has multiple typos

The message includes a suspicious link

The message tells her to call the number on the back of her debit card

Wait seven days for his bank to notice

Report the fraudulent charge to his bank immediately

Contact the seller to reverse the purchase

Wait to see if it appears on his statement

Design tricks manipulating users to benefit companies

Sellers hiding essential product details

A salesperson bombarding you with follow-up emails

Businesses targeting vulnerable demographics

Jada: “I enable two-factor authentication on my phone.”

Priya: “I review my bank account weekly for suspicious charges.”

Felix: “I use the same username and password for all banks.”

Noel: “I requested my free annual credit report.”

Providing a coupon code

Requesting likes and follows on social media

Creating a sense of urgent need for money

Offering a free 30-day trial