Copy of Unit 3 Investing Review (5/21/2025)

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_______ is a term used to describe how quickly your money can be converted into cash.

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Victoria has created an emergency fund. What is the purpose of her emergency fund?

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It takes Hunter 9 years to double his $1000 investment at an 8% interest rate. What method did he use to figure this out?

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Alexa started a job at Scheels and was offered a retirement plan. What is the name of the retirement plan offered by her employer?

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Lula has invested in a 401(k) plan in which she is able accumulate wealth by allowing her money to grow and not pay taxes until withdrawals are made when she retires. This method is known as?

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Nick and Kia both invested in their company's 401(k) plan. What statement is true about Nick and Kia investment decision?

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What is the term called to spread your assets out over several different investments to reduce the overall risk?

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What professional could you hire if you would like to purchase stock on the stock market through a brokerage firm?

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A ________ exists when stock prices are consistently rising.

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Economic decline can be a good time to buy stocks that you think are sound investments. (buy low sell high concept). What market should you buy low in?

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What is the benefit of tax-exempt investment options?

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Short-term goal for a high school student may involve

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During retirement, it is likely that

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An investment portfolio should

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A period of economic decline or recession

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1

Owning a stock in the lumber mill during a decline in home construction is an example of

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1

When the return on your investment is not keeping pace with the rapidly increasing prices in the general economy, this is a case of

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1

Which of the following is most likely to be a medium-term goal for a high school senior student about to graduate?

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Caleb has a IRA (individual retirement account) that is tax-deferred. What does it mean to be “tax-deferred”?

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Violet wants to make some investments for the future. She has made a list of potential investments. She is looking for some investments that would be low risk. Which of the following investments on her list would NOT be low risk?

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Ben has just secured his first job, and has the opportunity to invest in several different types of investments. He has chosen to “spread his assets out over several different investments” to reduce his risk of loss. What concept has he applied?

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Wyatt owns stock in a telecommunications company. He has received a distribution of a portion of the company’s profits. What has he received?

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Todd has an investment portfolio. He has closely examined each of his investments and calculated his return on investment (ROI) What does the ROI tell him about his investments?

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Tina has a mutual fund. She has discovered that the rate of inflation is higher than her rate of return on the mutual fund. What investment risk is she experiencing?

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Arthur has implemented the “pay yourself first” strategy as part of his budget planning. What is Arthur doing?

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Joleen has an investment portfolio. What is the purpose of her investments?

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The Randalls are planning to retire. They have outline what they believe will be their expenses during retirement. Which of the following is least likely to be an expense for the Randalls?

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Avery has created a plan for saving and investing in hopes of being able to meet current and future needs and live comfortably. What is Avery seeking?

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Alice has an investment that allows her to have diversified holdings with the one investment. What type of investment does she have?

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Gerald likes to invest in the stock market. His current investments in the stock market have not been performing very well, but he has been able to pick up many stocks for cheap prices. What type of market condition is he experiencing?

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Trey has several tax-exempt investments. What is the benefit of those tax-exempt investments?

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1

Bella would like to invest in an investment that would yield high earnings. She is not afraid to take risks. Which investment would allow her to earn lots of money, but carry a high risk?

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1

Jane has an investment portfolio. She wants to ensure that it will continue to grow for her retirement. Which of the characteristics should she be sure that her portfolio meets?

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1

Lucy has been dabbling in the stock market since she graduated from college. She hasn’t always had the best returns on her stocks, but lately things have been very profitable and she has made large profits on her stock ventures. What type of financial market is she experiencing?

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An estate is all the things that a person owns, less debts owed at the time of that person’s death. Which of the following would be considered and asset?

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Jorge is a junior in high school. His baseball team has been recognized as the best in the state, which has earned the team a chance to take a trip to visit the Minnesota Twins, and attend some training clinics with the Twins. He will need $2,000 for the trip. His parents are offering to pay for half of the trip, and the school will contribute $500 for the cost of the trip. Jorge will need to come up with the remaining $500. Which of the following assets would be the most liquid?

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Ella has an IRA (Individual Retirement Account). What is the purpose of an IRA?

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Brian is a nurse. He works for a nonprofit hospital. As an employee of the hospital, he can contribute to an employer sponsored retirement plan. Which retirement plan would his company be using?

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Miska is interested in investing in several stocks. He has downloaded a copy of the annual report from each of the company's websites. What is an annual report?

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Cassi has hired a stockbroker to help her make selections for her investment portfolio. What is a stockbroker?

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Evan and Kira file their taxes every year. Which agency has the responsibility of collecting their taxes?

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1

Kade has invested in several stocks in his investment portfolio. If Kade has questions about his investments or feels that something is not being handled correctly, which agency could he contact?

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1

The liquidity of an investment can affect the interest that you earn, but it is that liquidity of the investment that makes some investments the most useful. What qualifies an investment to be liquid?

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Steven uses a strategy in which he invests the same amount of money on a regular basis, in his case monthly, regardless of market conditions or stock performance. Which investment strategy is Steven using?

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Copy of Unit 3 Investing Review (5/21/2025)

_______ is a term used to describe how quickly your money can be converted into cash.

Victoria has created an emergency fund. What is the purpose of her emergency fund?

It takes Hunter 9 years to double his $1000 investment at an 8% interest rate. What method did he use to figure this out?

Alexa started a job at Scheels and was offered a retirement plan. What is the name of the retirement plan offered by her employer?

Lula has invested in a 401(k) plan in which she is able accumulate wealth by allowing her money to grow and not pay taxes until withdrawals are made when she retires. This method is known as?

Nick and Kia both invested in their company's 401(k) plan. What statement is true about Nick and Kia investment decision?

What is the term called to spread your assets out over several different investments to reduce the overall risk?

What professional could you hire if you would like to purchase stock on the stock market through a brokerage firm?

A ________ exists when stock prices are consistently rising.

Economic decline can be a good time to buy stocks that you think are sound investments. (buy low sell high concept). What market should you buy low in?

What is the benefit of tax-exempt investment options?

Short-term goal for a high school student may involve

During retirement, it is likely that

An investment portfolio should

A period of economic decline or recession

Owning a stock in the lumber mill during a decline in home construction is an example of

When the return on your investment is not keeping pace with the rapidly increasing prices in the general economy, this is a case of

Which of the following is most likely to be a medium-term goal for a high school senior student about to graduate?

Caleb has a IRA (individual retirement account) that is tax-deferred. What does it mean to be “tax-deferred”?

Violet wants to make some investments for the future. She has made a list of potential investments. She is looking for some investments that would be low risk. Which of the following investments on her list would NOT be low risk?

Ben has just secured his first job, and has the opportunity to invest in several different types of investments. He has chosen to “spread his assets out over several different investments” to reduce his risk of loss. What concept has he applied?

Wyatt owns stock in a telecommunications company. He has received a distribution of a portion of the company’s profits. What has he received?

Todd has an investment portfolio. He has closely examined each of his investments and calculated his return on investment (ROI) What does the ROI tell him about his investments?

Tina has a mutual fund. She has discovered that the rate of inflation is higher than her rate of return on the mutual fund. What investment risk is she experiencing?

Arthur has implemented the “pay yourself first” strategy as part of his budget planning. What is Arthur doing?

Joleen has an investment portfolio. What is the purpose of her investments?

The Randalls are planning to retire. They have outline what they believe will be their expenses during retirement. Which of the following is least likely to be an expense for the Randalls?

Avery has created a plan for saving and investing in hopes of being able to meet current and future needs and live comfortably. What is Avery seeking?

Alice has an investment that allows her to have diversified holdings with the one investment. What type of investment does she have?

Gerald likes to invest in the stock market. His current investments in the stock market have not been performing very well, but he has been able to pick up many stocks for cheap prices. What type of market condition is he experiencing?

Trey has several tax-exempt investments. What is the benefit of those tax-exempt investments?

Bella would like to invest in an investment that would yield high earnings. She is not afraid to take risks. Which investment would allow her to earn lots of money, but carry a high risk?

Jane has an investment portfolio. She wants to ensure that it will continue to grow for her retirement. Which of the characteristics should she be sure that her portfolio meets?

Lucy has been dabbling in the stock market since she graduated from college. She hasn’t always had the best returns on her stocks, but lately things have been very profitable and she has made large profits on her stock ventures. What type of financial market is she experiencing?

An estate is all the things that a person owns, less debts owed at the time of that person’s death. Which of the following would be considered and asset?

Ella has an IRA (Individual Retirement Account). What is the purpose of an IRA?

Brian is a nurse. He works for a nonprofit hospital. As an employee of the hospital, he can contribute to an employer sponsored retirement plan. Which retirement plan would his company be using?

Miska is interested in investing in several stocks. He has downloaded a copy of the annual report from each of the company's websites. What is an annual report?

Cassi has hired a stockbroker to help her make selections for her investment portfolio. What is a stockbroker?

Evan and Kira file their taxes every year. Which agency has the responsibility of collecting their taxes?

Kade has invested in several stocks in his investment portfolio. If Kade has questions about his investments or feels that something is not being handled correctly, which agency could he contact?

The liquidity of an investment can affect the interest that you earn, but it is that liquidity of the investment that makes some investments the most useful. What qualifies an investment to be liquid?

Steven uses a strategy in which he invests the same amount of money on a regular basis, in his case monthly, regardless of market conditions or stock performance. Which investment strategy is Steven using?

Which agency has the responsibility of providing the nation with a safe and flexible financial system? (Determines rates)

_______ is a term used to describe how quickly your money can be converted into cash.

Victoria has created an emergency fund. What is the purpose of her emergency fund?

It takes Hunter 9 years to double his $1000 investment at an 8% interest rate. What method did he use to figure this out?

Alexa started a job at Scheels and was offered a retirement plan. What is the name of the retirement plan offered by her employer?

Lula has invested in a 401(k) plan in which she is able accumulate wealth by allowing her money to grow and not pay taxes until withdrawals are made when she retires. This method is known as?

Nick and Kia both invested in their company's 401(k) plan. What statement is true about Nick and Kia investment decision?

What is the term called to spread your assets out over several different investments to reduce the overall risk?

What professional could you hire if you would like to purchase stock on the stock market through a brokerage firm?

A ________ exists when stock prices are consistently rising.

Economic decline can be a good time to buy stocks that you think are sound investments. (buy low sell high concept). What market should you buy low in?

What is the benefit of tax-exempt investment options?

Short-term goal for a high school student may involve

During retirement, it is likely that

An investment portfolio should

A period of economic decline or recession

Owning a stock in the lumber mill during a decline in home construction is an example of

When the return on your investment is not keeping pace with the rapidly increasing prices in the general economy, this is a case of

Which of the following is most likely to be a medium-term goal for a high school senior student about to graduate?

Caleb has a IRA (individual retirement account) that is tax-deferred. What does it mean to be “tax-deferred”?

Violet wants to make some investments for the future. She has made a list of potential investments. She is looking for some investments that would be low risk. Which of the following investments on her list would NOT be low risk?

Ben has just secured his first job, and has the opportunity to invest in several different types of investments. He has chosen to “spread his assets out over several different investments” to reduce his risk of loss. What concept has he applied?

Wyatt owns stock in a telecommunications company. He has received a distribution of a portion of the company’s profits. What has he received?

Todd has an investment portfolio. He has closely examined each of his investments and calculated his return on investment (ROI) What does the ROI tell him about his investments?

Tina has a mutual fund. She has discovered that the rate of inflation is higher than her rate of return on the mutual fund. What investment risk is she experiencing?

Arthur has implemented the “pay yourself first” strategy as part of his budget planning. What is Arthur doing?

Joleen has an investment portfolio. What is the purpose of her investments?

The Randalls are planning to retire. They have outline what they believe will be their expenses during retirement. Which of the following is least likely to be an expense for the Randalls?

Avery has created a plan for saving and investing in hopes of being able to meet current and future needs and live comfortably. What is Avery seeking?

Alice has an investment that allows her to have diversified holdings with the one investment. What type of investment does she have?

Gerald likes to invest in the stock market. His current investments in the stock market have not been performing very well, but he has been able to pick up many stocks for cheap prices. What type of market condition is he experiencing?

Trey has several tax-exempt investments. What is the benefit of those tax-exempt investments?

Bella would like to invest in an investment that would yield high earnings. She is not afraid to take risks. Which investment would allow her to earn lots of money, but carry a high risk?

Jane has an investment portfolio. She wants to ensure that it will continue to grow for her retirement. Which of the characteristics should she be sure that her portfolio meets?

Lucy has been dabbling in the stock market since she graduated from college. She hasn’t always had the best returns on her stocks, but lately things have been very profitable and she has made large profits on her stock ventures. What type of financial market is she experiencing?