SPECIFIC: What exactly is to be done with the money involved? ie. What are you going to spend your money on (or save for)
MEASURABLE: What is the exact dollar amount?
ATTAINABLE: What is the step by step plan how the goal is to be reached?
REALISTIC: This part isn't really written down in the goal. Explain your Analysis your trade off and opportunity cost
Time Bound: Specifically state when the goal will be reached.
Write down your final goal statement utilizing ALL ELEMENTS of a SMART Goal